Jonathan Alphonso, MBA

Mortgage Broker & Power of Sale Specialist

Jonathan Alphonso is the Principal Broker at Mortgage Broker Store and holds an MBA. He is a licensed mortgage broker (FSRA licence M08005247) with an FSRA-regulated brokerage (licence #12800), with more than 15 years in private and alternative lending. He specializes in Ontario's power of sale process: arranging the private mortgages and refinancing that pay powers of sale out, and guiding homeowners who decide to sell so they keep as much of their equity as possible. See his full professional profile at Mortgage Broker Store, or verify his licence through the FSRA public registry.

His work sits at the intersection most homeowners in mortgage trouble fall into — too much equity to walk away, but cash flow or credit the banks won't touch. Working with private and B-lenders across Ontario, Jonathan arranges equity-based mortgages for borrowers the banks turn away, often funding quickly enough to stop an active power of sale inside the redemption period.

Jonathan is also a licensed real estate salesperson with Royal LePage Terrequity Realty, Brokerage — the other half of the two paths that reliably resolve a power of sale. Whether a homeowner's best move is a remortgage or a sale, both services live under one roof, and he will say plainly which one fits.

Transparency note: the guides on this site recommend remortgaging and selling as the reliable ways to stop a power of sale, and those are the services Jonathan provides. That's disclosed here so you can weigh the advice accordingly — and it's also why every guide links to the statute, the regulators, and independent professionals so you can verify everything without taking our word for it.

Why He Writes These Guides

Jonathan writes plain-language guides drawn from real files so families can act early and protect their equity, including this site's guide on how to stop a power of sale in Ontario. He also publishes homeowner resources at Power of Sales Ontario.

He built and maintains this site's database of Ontario power of sale listings — updated continuously from MLS sources — because he believes homeowners make better decisions when they can see what lender-sold properties actually list and sell for.

Get in Touch

• Phone: 416-499-2122
• Email: jonathan@mortgagebrokerstore.com
• Mortgage services: Stop Power of Sale at Mortgage Broker Store

Always verify a mortgage professional's licence with the Financial Services Regulatory Authority of Ontario before engaging their services — including ours. It's the advice we give in every guide, and it applies to everyone.